How to Use Samsung Pay on Galaxy Watch 5 Pro
The Galaxy Watch 5 Pro supports Samsung Pay for contactless NFC payments—pay for purchases directly from your wrist without phone or wallet.
Set Up Samsung Pay
- Open
Samsung Payapp on watch - Sign in with Samsung Account
- Tap Add card
- Scan card or enter manually
- Accept terms and verify with your bank
- Create 4-digit PIN
- Card ready to use
Add up to 10 cards. Set default card by long-pressing.
Make a Payment
- Wake watch and swipe up to open Samsung Pay
- Enter PIN if prompted
- Select card (swipe left/right for others)
- Hold watch back against contactless terminal
- Wait for vibration and checkmark confirmation
Works at any terminal with contactless/NFC symbol.
Quick Payment Setup
Set Samsung Pay as quick-launch: Settings Advanced features Customize keys
Assign bottom button to open Samsung Pay instantly.
Security Features
- Tokenization: Virtual card number used, not real card
- PIN required: 4-digit PIN for each transaction
- Remote disable: Lock via Find My Mobile if lost
- More secure than physical card: Unique code per transaction
Samsung Pay vs Google Pay
| Feature | Samsung Pay | Google Pay |
|---|---|---|
| NFC | Yes | Yes |
| MST | Region-dependent | No |
| Rewards | Samsung Rewards | None |
| Best with | Samsung phones | Any Android |
Both work on Watch 5 Pro—choose based on your ecosystem.
Troubleshooting
Payment declined:
- Check card not expired
- Ensure sufficient funds
- Verify card active in app
Terminal not detecting:
- Hold watch back against terminal for 2-3 seconds
- Verify NFC enabled:
SettingsConnectionsNFC
Quick Checkout
Enter your PIN before reaching the terminal—card stays active for about 30 seconds, making checkout faster.
See Also: Available Apps|How to Connect