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How to Use Samsung Pay on Galaxy Watch 5 Pro

The Galaxy Watch 5 Pro supports Samsung Pay for contactless NFC payments—pay for purchases directly from your wrist without phone or wallet.


Set Up Samsung Pay

  1. Open Samsung Pay app on watch
  2. Sign in with Samsung Account
  3. Tap Add card
  4. Scan card or enter manually
  5. Accept terms and verify with your bank
  6. Create 4-digit PIN
  7. Card ready to use

Add up to 10 cards. Set default card by long-pressing.


Make a Payment

  1. Wake watch and swipe up to open Samsung Pay
  2. Enter PIN if prompted
  3. Select card (swipe left/right for others)
  4. Hold watch back against contactless terminal
  5. Wait for vibration and checkmark confirmation

Works at any terminal with contactless/NFC symbol.


Quick Payment Setup

Set Samsung Pay as quick-launch: Settings Advanced features Customize keys

Assign bottom button to open Samsung Pay instantly.


Security Features

  • Tokenization: Virtual card number used, not real card
  • PIN required: 4-digit PIN for each transaction
  • Remote disable: Lock via Find My Mobile if lost
  • More secure than physical card: Unique code per transaction

Samsung Pay vs Google Pay

FeatureSamsung PayGoogle Pay
NFCYesYes
MSTRegion-dependentNo
RewardsSamsung RewardsNone
Best withSamsung phonesAny Android

Both work on Watch 5 Pro—choose based on your ecosystem.


Troubleshooting

Payment declined:

  • Check card not expired
  • Ensure sufficient funds
  • Verify card active in app

Terminal not detecting:

  • Hold watch back against terminal for 2-3 seconds
  • Verify NFC enabled: Settings Connections NFC

See Also: Available Apps|How to Connect